Financial Habit Checklist

1. Tithe – Malachi 3:10

“Bring all the tithes into the storehouse, That there may be food in My house, And try Me now in this,” Says the Lord of hosts, “If I will not open for you the windows of heaven And pour out for you such blessing That there will not be room enough to receive it.”

2. Budgeting – Luke 14:28

“For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it?”

3. Financial Planning – Proverbs 16:3

“Commit your works to the Lord, And your thoughts will be established.”

4. Avoid Debt – Proverbs 22:7

“The rich rules over the poor, And the borrower is servant to the lender.”

5. Generosity – 2 Corinthians 9:7

“So let each one give as he purposes in his heart, not grudgingly or of necessity; for God loves a cheerful giver.”

6. Savings – Proverbs 21:20

“There is desirable treasure, And oil in the dwelling of the wise, But a foolish man squanders it.”

7. Contentment – Hebrews 13:5

“Let your conduct be without covetousness; be content with such things as you have. For He Himself has said, ‘I will never leave you nor forsake you.'”

8. Stewardship – 1 Peter 4:10 

“As each one has received a gift, minister it to one another, as good stewards of the manifold grace of God.”

9. Financial Wisdom – Proverbs 13:11

“Wealth gained by dishonesty will be diminished, But he who gathers by labor will increase.”

10. Honesty – Proverbs 11:1

“Dishonest scales are an abomination to the Lord, But a just weight is His delight.”